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Plan Overview


Health Saver Plus III

HEALTH SAVER PLUS III offers all the freedom and cost savings of a traditional indemnity health insurance plan.


The PLUS III is all policyholders can choose the services of MultiPlan / PHCS  PPO Network of more than 900,000 healthcare providers (Doctors, Specialists, and Hospitals nationwide) at no additional cost.


The PLUS III is additional value-added services:  preventive care benefits; ScriptSave;  Teladoc;  Karis360 – Healthcare Navigator, Karis Surgery Saver, Karis Bill Negotiator; and, Concierge Phone Service.

Indemnity Plans

Traditional indemnity health insurance plans allow you to choose the doctor, healthcare professional, hospital or service provider of your choice and allow the greatest amount of flexibility and freedom in a health insurance plan. Also known as a “traditional indemnity plan” or a “fee-for-service plan” the plan helps provide protection against the costs of medical expenses. A key feature of the indemnity health insurance plan is that it does not force you to choose a primary care doctor.

Insurance Agent

Financing Options

Different clients have different insurance requirements. Our dedicated team of 10 professional consultants are ready to listen and accommodate all of our clients. If you are looking for experts in Financing Options, you’ve come to the right place. Contact us today to schedule a meeting with one of our top notch agents.

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